Business Van Finance for UK Limited Companies & Sole Traders
Getting van finance sorted shouldn't be a headache. We arrange funding for UK limited companies and sole traders by tapping into a network of over 100 lenders. You get fast decisions and a dedicated specialist who actually knows the industry, guiding you from that first chat right through to getting the keys.
Limited company finance from £10,000. Sole trader finance from £25,000 on unregulated credit agreements.
Van finance built around how your business actually works
Need to replace a single tired van? Expanding your fleet? Or maybe you're a brand new start-up looking for your first set of wheels. Whatever your situation, we track down the right lender. We never just take the path of least resistance or the easiest approval. We find the deal that actually makes sense for your bottom line.
Having access to over 100 UK lenders means we have options. It means we can secure finance for limited companies, sole traders, fresh start-ups, and even directors who have had credit blips in the past. It only takes one quick chat to get things moving.
Fast decisions
We know your time is valuable. That's why we work quickly to find suitable options and keep you updated every step of the way.
100+ UK lenders
We aren't tied to just one lender. Instead, we search our full panel to find competitive terms that genuinely match your business profile.
A specialist, not a call centre
You'll get a dedicated finance specialist who actually understands commercial vehicles and how business funding works.
Why use a specialist broker instead of a van dealer?
Step onto a dealership forecourt, and the salesperson has one goal: selling you the van. The finance package they push is usually just a convenient tool to close the deal. Most dealers only use one or two mainstream lenders, and those lenders are heavily focused on personal car finance, not the realities of commercial funding. As a result, they often hit a brick wall when trying to help new businesses, companies without three years of filed accounts, or anyone with a less-than-perfect credit score.
On top of that, dealer finance packages rarely offer vital commercial flexibility. Take VAT deferral, for example. It is a lifesaver that lets you delay paying the upfront VAT on a hire purchase deal until your next VAT quarter. Because a dealer's lender pool is so tiny, you will often find their rates are noticeably higher than what a specialist commercial broker can dig up from the wider market.
We don't have that problem. We work with over 100 UK lenders. That means we match your specific business profile to the exact right funder, instead of trying to squeeze you into whatever narrow criteria the dealer's system demands.
The commercial difference
- Access to over 100 specialist lenders
- VAT deferral options available
- Solutions for new businesses and bad credit
- Often more competitive than dealer rates
Popular van makes we finance
We arrange finance for all major van makes and models. Don't see yours? Call us on 01730 777 736.
Get an indicative monthly payment
Use the calculator below to get a rough idea of monthly payments based on your credit profile. All figures are illustrative only and do not represent a quote or offer of finance.
This calculator provides illustrative figures only. Actual rates depend on lender assessment, business profile, and asset type. Figures shown are not a quote or offer of finance. Business Van Finance arranges credit, it does not lend money.
Many businesses qualify for no deposit van finance. Find out more.
How it works
Apply online
Tell us about your business, the vehicle you want to fund, and the amount you need. Takes about 2 minutes.
We review your application
A dedicated specialist reviews your application, contacts you to discuss your needs, and identifies the most suitable lenders.
We present your options
We present the finance options to you. Once you're happy, we contact the dealer to arrange the invoice. No obligation to proceed.
Funds released to the dealer
Once approved and you've signed your documents, funds are released directly to the dealer or seller, so you can take delivery of your van.
Van finance for all types of business
- Limited companies
- Sole traders
- Partnerships
- New start businesses
- Businesses with adverse credit
- No deposit van finance
- Single van purchases
- Fleet finance
- Panel vans
- Pickup trucks
- Campervans
- New vans
- Used vans
- Electric vans
- Minibuses
- We finance any van
- Hire purchase and finance lease explained
We work with businesses across construction, logistics, couriers, trades, landscaping, catering, agriculture, and more. Whether you need tipper van finance, Luton van finance, or Ford Ranger finance, we can help.
Apply for business van finance
Complete the form below and a specialist will be in touch, usually within one business day.
If you'd prefer to call: 01730 777 736